ABOUT JASON

The person behind
the guidance.

Army veteran. Mortgage professional. Health and life insurance agent. A person you can call.

Jason Karpiel in a suit and tie

Jason Karpiel · Miami, Florida

SERVICE, WITH A PERSONAL STANDARD

Listen carefully.
Explain clearly.
Follow through.

Those are the standards I want to bring to every conversation. A mortgage or an insurance policy is a significant decision. You should understand the choices, the obligations and the next step before moving forward.

My background includes Army service as an airborne infantryman with the 82nd Airborne Division, mortgage roles dating back to 2005, and work with Miami-Dade County’s Public Housing and Community Development department supporting homeownership applications and documentation.

Today I help individuals and families explore mortgage financing and health and life insurance options, with personal attention and clear explanations at every step.

WHY THIS WORK MATTERS TO ME

I know what it feels like to need a better answer.

My own experience as a homeowner included repair problems, insurance frustrations and financing questions. It changed what I wanted from a professional—and the kind of professional I wanted to be.

I want you to be comfortable asking the question twice, comparing another option, or taking time to understand the paperwork. My role is to help you make an informed decision that reflects your circumstances.

For a mortgage conversation, we’ll look at your Florida home goals and financing needs. For an insurance review, we’ll discuss the people, providers and priorities that matter to you. Each service has its own process.

Mortgage guidance

Florida only.
NMLS 373234
American Mortgage
Company NMLS 330596

Explore mortgage services ↗

Health & life insurance

NPN 20631246
Florida, Michigan, West Virginia, Ohio and South Carolina.

Explore coverage conversations ↗

Personal contact

Start with your goal and a good time to talk. We’ll agree on the next step together.

Contact Jason ↗
Jason Karpiel

Personal guidance. Thoughtful decisions.

Jason Karpiel · NMLS 373234 · Mortgage services provided by American Mortgage · Company NMLS 330596 · Florida only · Equal Housing Lender / Equal Housing Opportunity.

Health & life insurance · NPN 20631246 · Serving Florida, Michigan, West Virginia, Ohio and South Carolina. Insurance products and availability vary by state, insurer and applicant. Mortgage and insurance services are separate; purchasing insurance is not a condition of mortgage services.

Military service does not imply government or military endorsement.

© 2026 Jason Karpiel. All rights reserved.   NMLS Consumer Access
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